Here you can exchange Visa/Master Card for XMR. Enter the amount you want to receive in XMR, or the amount of Visa/Master Card you want to spend. Then enter the XMR address, to which you want to receive XMR.
With a strong jump in the rate (more than 1%), with a long wait or with late payment - the application can be recalculated at the rate at the time of receipt of funds.
When a transaction is canceled, a refund minus a payment system commission.